Expert Guidance on Your Company Stock

While you’re committed to your work, we’re committed to your wealth.

Take a moment and consider the wealth you have from your 401k, pension and company stock. Then consider your primary provider of your income, health insurance and other benefits. Are you relying on one company for all of or the majority of your personal financial safety? If so, you may be violating the golden rule of financial safety: Don’t put all your eggs in one basket.

If you think you’re the exception to the rule… that your company and situation are surely different, you should certainly read on. Others may argue such a focused investment strategy is fine so long as you watch that basket. Whether you believe that or not may be a moot point, as a quick divesture when needed most may be too difficult or too late.

That’s where we come in. Without bias or a predisposed recommendation, our professionals have a thorough understanding of some of your most complicated and important investments. With our unique process, you’ll find a dedicated team focused on your goals with your special needs in mind. Our model is designed to review all your wealth. The types of company stock and options plans we advise on include:

Stock Options

  • Stock Appreciation Rights
  • Phantom Stock
  • Stock Awards
  • Incentive Stock Options (ISO) / Compensatory Stock Options
  • Nonqualified Stock Options (NSO or NQSO)

Stock Ownership Plans

  • Restricted Stock Plans
  • Stock Grants
  • Junior Stock Plan
  • Stock Awards
  • Employee Stock Purchase Plans (ESPP) – Section 423 and Nonqualified

Common Questions We Answer

  • What are stock options or stock grants? What do I have?
  • What do I do with my underwater options?
  • How are my options and stock benefits taxed?
  • Should I be selling? How much? When?
  • What happens if I get a divorce?
  • How does my stock or do my options fit into my retirement plan?

Our Disciplined Financial Planning Process

Every client begins with us through our financial planning process. We work with you to fully understand your current financial situation and your precise goals today. We help you determine what’s reasonable, what’s worked well and what hasn’t.

With precision, our Investment Policy Statement (IPS) outlines exactly what we’ll do, why we’ll do it, how we plan to and when we’re going to do it. This will serve as a foundation for our investment decisions and ensure we remain disciplined in good and bad times alike for your long-term success.

Take the first step of your new financial future. Talk with us today.