Have you been thinking about creating a financial plan for yourself, but just don’t know if you actually need to take the time to do it? If you’re teetering on the idea, ask yourself the following questions:

• Are you unclear about how your current investments are performing?
• Do you and your spouse differ over how to handle your money?
• Are you confused about the vast array of investment options?
• Do you feel you pay too much in taxes?
• Are you uncertain if you have the right kinds and amounts of insurance?
• Have you delayed creating an estate plan?
• Are you worried about not having enough money to retire?

If you answered ‘yes’ to any of the following questions, there’s a good chance you should consider financial planning.

Now, how do you know where to start? Do you go at it alone or do you see a professional? The Financial Planning Association lists the following circumstances when it is in your best interest to see a professional financial planner:

• You have little or no experience with finances
• You don’t have the inclination
• You want an outside perspective
• You have a complex financial situation
• You don’t have the time

Whether you choose to partner with a financial planner or go at it alone, the steps of financial planning are the same. If you’d like assistance from a professional, see if one of our Certified Financial Planner™ Professionals can help you.