Assistance After Your Farm Or Ranch Floods

Recent rain, blizzards, and snowmelt from warmer temperatures have caused significant damage across the Midwest in recent weeks.

For those who have been impacted, programs and resources are available through the Farm Service Agency (FSA) to assist farmers and ranchers as they work to recover from the impact of these events.

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Storing Important Documents – What You Should Be Doing Now

Where do you store your important papers and documents? Are they easily accessible in case of an emergency? Do your loved ones know how to get to them if something should happen to you? Here are some tips on what documents you should keep (and where). Read the rest of this entry »

How to Make Better Decisions

By understanding, identifying, and mitigating the common problems inherent in the decision-making process, we can make better choices and gain greater confidence.

When making important decisions, such as whether to make an investment, how to deal with certain income taxes properly, whether to move, what do to about a new or current job, or how to respond to sharp declines in financial markets (or sharp appreciation), a common process goes as follows:

Common Decision-Making Process Read the rest of this entry »

Equifax Data Breach – What Do I Need to Do?

Equifax, one of the three largest U.S. consumer credit agencies, announced this month that a large data breach occurred estimated to affect 143 million Americans, or more than 57% of American adults.

This breach is believed to have included the theft of highly sensitive personal information, including Social Security numbers, names, birth dates, and addresses. 

For this reason, we have outlined some immediate and long-term actions you can take to begin protecting yourself right away.

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Do I Need Financial Planning?

Have you been thinking about creating a financial plan for yourself, but just don’t know if you actually need to take the time to do it? If you’re teetering on the idea, ask yourself the following questions:

  • Are you unclear about how your current investments are performing?
  • Do you and your spouse differ over how to handle your money?
  • Are you confused about the vast array of investment options?
  • Do you feel you pay too much in taxes?
  • Are you uncertain if you have the right kinds and amounts of insurance?
  • Have you delayed creating an estate plan?
  • Are you worried about not having enough money to retire?

If you answered ‘yes’ to any of the following questions, there’s a good chance you should consider financial planning. Read the rest of this entry »